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Commercial Crime Insurance
Insurance that covers 1. money and securities against numerous perils and 2. property other than money and securities against crime perils, such as employment theft, robbery, theft by outsiders, and extortion.
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Discovery Form
Form that covers losses discovered during the policy period even though they may have occured before the policy period
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Loss Sustained form
Form that covers losses actually sustained during the policy period and discovered no later than one year after policy expiration
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Theft
The unlawful taking of money, securities, or other property to the deprivation of the insured
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Forgery
Signing the name of another person with the intent to decieve
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Alteration
Something done to a written instrument that changes its meaning or terms without the consent of all parties to the instrument
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Custodian
The named insured, of any named insureds partners or members, or the named insured's employee while having care and custody of the property inside the premisis
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Messenger
The named insured, of any named insureds partners or members, or the named insured's employee while having care and custody of the property outside the premisis
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Copmputer fraud coverage
Coverage for loss of covered property due to use of a computer to fraudlently transfer covered property to wrongdoer
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Financial institution bond
A policy that covers the crime loss exposure of financial institutions such as banks, savings and loan institutions, and insurance companies
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