RI Regulations AH Only

2: Legal services insurance is considered

a Life insurance.

b Credit insurance.

c Title insurance.

D.ACCIDENT AND HEALTH INSURANCE

5: Which of the following best
describes an HMO?

a Provides largely unlimited access
to different healthcare providers but requires high premiums

b Pays for preventative care and
emergency costs only

c Provides only supplemental
insurance but at rates lower than standard insurers

D
MEDICAL ORGANIZATION PROVIDING CARE ASSUME PART OF THE PATIENT’S HEALTH
CARE-RELATED RISK

6: Applications for policies
advertised by what method must include a statement announcing that the policy
excludes pre-existing conditions from coverage?

a Any form of written advertising

b Television commercials

c Radio commercials

D.DIRECT RESPONSE

12: What amount of care is provided
in LTC's intermediate care?

a 24-hour care

b Non-medical daily care

c Daily care, but not nursing care

D. DAILY CARE BY MEDICAL PERSONNEL