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What�s the main difference between pay and allowance?
The main difference between pay and allowance is that pay is taxable income and allowance is nontaxable income.
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List the three types of pay the Navy uses.
- a. Basic
- b. Incentive
- c. Special
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What system is used to deposit Navy personnel paychecks?
Direct Deposit System (DDS)
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As an E-4, you have served more than 4 years of active-duty service. Howoften will you receive a longevity raise?
every 2 years.
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How often do you receive your clothing maintenance allowance?
once a year.
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What person is responsible for making sure your paycheck and LES are accurate?
you
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How many days of leave do you earn per year?
30 days or 2.5 per month
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The CO may grant how many days of special liberty?
3-4 days
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What is the safest and most convenient way to keep track of the money you spend?
checking account
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You have paid for an item with a check; however, you don�t have enough money in your checking account to cover the check. What is the result of this action?
Bounced check
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You are having money taken out of your pay to make loan payments. What type of allotment are you making?
voluntary alloment
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What�s the first thing you should plan for when making out a budget?
start a savings plan-pay yourself first
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The money charged for using borrowed money or using credit is known as�
interest
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If total charges of a loan or purchases agreement are not listed, what is a simplest way to find the total cost of credit?
subtract the actual price of goods from the total amount of the loan.
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How do you establish a good credit rating?
paying loans or pruchase agreement according to your conract and on time
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You can secure SGLI in what increments?
$10,000
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What is the maximum amount of coverage for SGLI?
$200,000
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You have separated fromthe service. You will be covered by SGLI for up what maximum number of days after your separation?
120 days after separation from the service
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When service members or their families are a victim of spousal or child abuse, what Navy program was established to help them?
Family Advocacy Program
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List some of the ways that the FAP can help a family.
- a. Education programs
- b. Counseling
- c. Intervention in cases of abuse
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How does stress occur?
- a. Education programs
- b. Counseling
- c. Intervention in cases of abuse
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What�s the first step when dealing with stress?
identify your stressors; that is, find out what causes the stress.
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List some of the ways you can combat stress
- a. Exercise
- b. Diet
- c. Meditation
- d. Laughter
- e. Relaxation techniques
- f. Involvement with outside activities
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