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averse
hesitant, reluctant
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circumspect
careful, cautious
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culpable
deserving blame, blameworth
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destitute
poor, penniless
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loquacious
very talkative, jabbering
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perspicacious
perceptive, shrewd
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preclude
prevent, obviate
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retrospect
remembrance, recollection
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specious
plausible, deceptive
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