FIN320 - 12

  1. Capital Adequacy
    Depositors need to be protected against poor decisions by management (board of directors).

    Institutions are required to put aside a minimum of 8% of capital for risk-weighted assets
  2. Business Risk
    • - Industry characteristics 
    • - Management evaluation 
    • - Industry specific factors
    • - Financial risk
  3. Financial Risk
    • - Accounting quality
    • - Financial policy
    • - Profitability and coverage
    • - Capital structure/leverage and asset protection 
    • - Financing off the statement of financial position 
    • - Preferred stock
    • - Cashflow adequacy and ratios 
    • - The need for capital
    • - Financial flexibility
  4. Securitisation
    Clean sale supply of goods

    Revolving facilities
Author
Lea_
ID
335307
Card Set
FIN320 - 12
Description
FIN320 - Regulator Concerns
Updated