Chapter 17 Quiz

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The Civil Rights Act of 1866 prohibits discrimination in housing based on

Race
The agenct responsible for the enforcement of the Fair Housing Act is

The Department of Housing and Urban Development HUD
It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area because of the

Physical location of the property--redlining
A discrimination suit may be filed in federal court by the

Aggrieved person because of racial discriination
In order to file a complaint of discrimination, the person alleging the prpoblem must

Be able to prove that the discrimination occured.
The Fair Housing Act of 1968 is contained in

Title VIII of the Civil Rights Act of 1968
A prospective homebuyer who is black inquires about the availibility of a home in a predominately white residential neighbothood. What should the broker say to a prospect?

I'd be pleased to shoe you any houses you are interested in.
Real Estate Broker are required to do all of the following
- Take affirmitive marketing action in advertising
- Take affirmative marketing action in canvassing
- Prominently display the equal housing opportunity poster.
Protection from threats or acts of violence against those who assist and encourage open housing rights is found in the

Fair Housing Act of 1968
The provisions of the Fair Housing Act apply

In all states
The following actions are illegal under federal and state fair housing laws include the following
- Offering advantageous loan terms to encourage the resegregation of a residential area
- Refusing to show certain residential property to non-English-speaking individuals
- Channeling members of a certain minority group into an area already predominately occupied by members of that minority.
The refusal of a lending institution to make a residential real estate loan strictly because of the racial composition of the neighborhood is called

Redlining
Discrimination based on familial status was prohibited with the passage of the

Fair Housing Amendments Act of 1988
Discrimination on the basis of any of the following might be construted as violations of fair housing laws
- Ethnic consideratins
- Sexual Considerations
- Religious COnsiderations
THe following are exceptions to some fair housing laws for all of the following criteria
- Retirement communities
- Private Clubs
- Religious Organization
The practice of channeling families with children away from other buildings into an apratment building where other families with children reside is

Steering
Sterring is

Leading prospective homeowner to or away from certain neighborhoods
When a salesperson represents that minorities are moving into the area to get homeowners to sell their properties, this activity is

Panic selling
The Federal Fair Housing Act prohibits all of the following
- Blockbusting
- Discriminatory advertising
- Redlining
Under the federal Fair Housing Act, it is illegal to discriminate because

A person has AIDS
A broker emloys several salespeople, one of which is a monority. The broker tells the salesperson to work with only minority buyers and solicit listings in only predominately minority neighborhoods. The following is true

The salesperson's rights have ben violated by the broker
The restictive covenants in a condo complex prohibit pets. A prospective buyer with a physical disability relies on an animal for assistance. The following is true

This restriction is unenforcable when any person with a disability uese an animal for assistance
The Americans with Disabilites Act requires that

Reasonable accomidations be provided to people with disabilities
The following is illegal

Refusing to hire an otherwise qualifed person because he cares for his wife because she has a disability
The following activity is legal

Requiring a person with a disabiliy to establish an escrow account for hte costs to restore a property after it has been modified.

Author

mgferraro

316411

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Chapter 17 Quiz

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Chapter 17 Quiz

Updated

2016-02-24T05:03:41Z

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