Chap 14 - Statutory Cond and Endorsement

• Insured shall not drive or operate while
• 1. unless authorized/qualified to drive
• 2. license is being suspended by court
• 3. Under 16 or min age to accquire license
• 4. Prohibited trade/transportation
• 5. in any race or speed test

Promptly in writing within 90 days after date of the loss.

7 days

• 60 days for Auto
• 60 days for Property unless contract says less

15 days

Loss of use by THEFT - only applicable following a theft of the ENTIRE vehicle. Covers $25/day to maximum of $750. This reimbursement is limited occurs during 72 hours wait after the theft has been report

SEF 20 - By any eligible perils. Coverage starts the day following the report of theft. Coverage starts immediately when the damage causes the auto cannot be operated under its own power.

• - Coverage is restricted to use in Canada and US only
• - Must be a Private Passage Style Vehicle
• - Payment is provided only when the insured is legally liable (not hail/fire)
• - Vehicle is leased on short term basis.

provides additional coverage in the vent tey are injured/killed by an uninsured or under-insured driver. 

• Persons entitled to coverage 
• - Named Insured + spouse in same HH
• - Dependent relatives

THe limit of this coverage is

(Sect A - TPL limit by insured's policy) - (amount of liability insurance carried by at-fault driver)