What is the Future value formula? FV= Future value PV=Present Valuer= rate as a decimanln=no. of time periods What is the present value formula? PV= Present ValueFV= Future Valuer= rate of interstn= no. of time periods What is the formula for the Future Value of an annuity where payments are made at the end of the time period? FV= Future value of annuityC=the amount of payments per time periodr= rate of interestn= no. of time periods What is the formula for the future vale of annuity at the start of the time period? What is the formulas for the Present Value of annuity at the end of the time period? What is the formula for the present value of an annuity where payments are made at the start of the term? What is the formula for the Present Value of a perpetuity? C= Constant dollar amount per time periodr= rate of interst What is the formula for effective annual rate? q=rate quoted for customerm=method of compounding What relation does present value have to future value? The present value is the inverse of the future value What do you assume unless told otherwise with Time value? Always assume payments are at the end of the time period unless told otherwise in the question. What are the three basic types of loans? Pure discount loansInterest only loansAmortized loans What affect does inflation have on the value of money? It has a negative effect to be received in the future.Inflation adjusted rate=quoted rate-inflation rate What are the steps to calculating average annual return? 1. Find the return relative for each year (1+r)2.Find the product of all returns relative3. Depending on the no. of years return x√4. Minus 1 from your answer Authorjdbabe7 ID223513 Card SetCertified Financial Advisor DescriptionCaluculations Updated2013-06-12T05:23:32Z Show Answers