322-14

  1. Bankers today must rely less on traditional deposits to raise the cash they need and more on innovative, interest-sensitive sources of liquidity.
     
    A) True  
    B) False
    A) True  
  2. In early 2008 loans that were past-due represented only about 1/2% of the industry's total assets.  

    A) True  
    B) False
    B) False
  3. Excess reserves are the difference between total legal reserves and required reserves held by a bank.  

    A) True 
    B) False
    A) True 
  4. MMDA and Super NOW accounts have a lower yield than checking or savings deposits.  

    A) True  
    B) False
    B) False
  5. International banks tend to have the highest profitability ratios of any type of bank relative to the industry average.  

    A) True  
    B) False
    B) False
  6. Some of the most closely-followed bank performance indicators include:  









    H) A and C only
  7. The portion of funds provided to a bank by its stockholders is referred to as:  





    E) none of the above
  8. The trend in the banking industry in which banks are looking more and more like other financial-service providers is called:  





    B) convergence.
  9. Representative offices can typically:  






    D) monitor the conditions of a foreign market.
  10. U.S. banks have been able to expand their overseas operations due to:  





    D) B and C only  
Author
SAngell3
ID
223249
Card Set
322-14
Description
322-14
Updated