04.05. PAP Medical Payments Coverage

Part B - Insuring Agreement
- insurer pays reasonable and necessary medical and funeral expenses only for the 3 years following an accident
- includes medical, surgical, x-ray, dental, funeral services
- medical payment coverage applies without regard to fault to driver and passengers of covered vehicle, plus insured and family members in any vehicle and as pedestrians
Part B - Exclusions
- excluded activities: taxi (except carpool), vehicle used as residence, racing
- excluded vehicles: less than 4 wheels, owned vehicles, family vehicle (except spouse), business vehicles (except van or trailer used with a van)
- excluded circumstances: workers comp, unauthorized use, nuclear weapons or war, nuclear radiation
Part B - Other vehicles
- Owned: pro-rata
- Nonowned or temporary substitute: excess

Author

COC2

211581

Card Set

04.05. PAP Medical Payments Coverage

Description

Medical Payments Coverage

Updated

2013-04-06T14:13:24Z

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