API 28

The tort liability of another person or entity assumed under contract.

An event that in a natural and continuous sequence and unbroken by any intervening cause, produces injury or damage.

An event that in a natural and continuous sequence and unbroken by any intervening cause, produces injury or damage.

The defendant cannot introduce evidence to show that the injured party has other sources of compensation for the injury.

General notice sent to an insured advising that the insurer is proceeding with a claim investigation.

A document serving the same purpose as the reservation of rights letter; however, it is drafted by counsel specifically for the claim and requires the insureds signature

A court ruling on a coverage point within a policy contract or judgment on a point of law.