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accident insurance
covers accident on school grounds while student is in attendence
relieves school of financial responsibility
personal liability insurance
covers claim of negligence on the part of individuals
major concern is ensuring reasonable supervision
assumption of risk
written statement describing risk
by signing, individual knows hazards present
capitation
form of reimbursement where member of managed care pays a standard fee on a monthly basis
HMO (health maintanence organization)
form of medical insurance that provides reimbursement for 100% of medical costs
limits where it is received
PPO (preferred provider organization)
form of medical insurance that provides discounted health care
limits where individual can go
POS (point of service)
combination of HMO and PPO
Third Party Reimbursement
primary mechanism for payment of medical expenses used by provider for reimbursement by patient insurance company
OSHA
Occupational Safety and Health Administration
organization responsible for establishing guidelines on health care
illumination
optimal lighting for AT room
30 ft candles at the height of 4 ft above the floor
GFI
Ground Fault interruptor
type of outlet used to prevent electrocution
extrinsic factors
factors that refer to type of activity being performed or type of injury sustained
intrinsic factors
factors refer to individual such as age, height, weight
accident
act that occurs by chance or without intention
injury
act that damages or hurts
risk of injury depends on type of sport (collision, contact, non-contact)
liability
legally responsible for harm one causes another person
standard of care
act of individual with similar educational background or training
negligence
failure to use ordinary or reasonable care
torts
legal wrongs committed against a person or property of another
omission
a tort where individual fails to perform a legal duty
commission
a tort where he/she commits act that is not legally his/hers to perform
misfeasance
individual improperly does something they have legal right to do
malfeasance
commission of unlawful act done in official capacity
statutes of limitations
specific length of time individuals may sue for damages from negligence
vary from state to state (usually 1-3 years)
product liability
manufacturers of equipment have a duty to design and produce equipment that does not cause injury as long as used as intended
NOCSAE
National Operating Committee on Standard for Athletic Equipment
minimum standards for equipment
Author
wssokol
ID
130395
Card Set
Athletic Training
Description
Insurance terms
Updated
2012-01-25T05:20:46Z
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