FS MGMT II - TERMS 5

the obtaining and maintaining of adequate work space and funeral equipment

a federal statute prohibiting discrimination against the disabled in employment, public transportation, telecommunications services, and public accommodations and services operated by private entities

federal legislation that mandates that employers provide a workplace that is free from hazards likely to cause death or serious physical harm

use of portions of caskets (1/2, 1/4, 1/8) in the selection room versus full sized caskets

the amount of illumination produced by a source of one candle at a distance of one foot

illumination directly shining on an object

reflected illumination of an object

the illumination produced by a tubular electric discharge lamp;


the fluorescence of phosphors coating the inside of a tube

the illumination resulting from the flowing of a heated filament

a wheeled collapsible support for the casket, used in the funeral home, church, or home

the stand or support upon which a casket rests in the selection room

a device upon which caskets are placed, on on top of the other, for display or storage

placing caskets for selection in their order or increasing or decreasing value

three or four caskets utilized to educate the seleting party regarding the elements of casket construction

a law passed by a municipality which regulates and prescribes the kind of building, residences, or businesses that shall be built and used in different parts of the municipality

the administration and supervision of office duties and functions

a condition in which there is a possibility of an adverse deviation from a desired outcome that is expected or hoped for

the forcible breaking and entering of premises closed for business with the subsequent removal of cash or merchandise

uneventful protection for the small business or small business owner in regards to monetary compensation in the even that a business and/or personal peril is experienced

life insurance that protects a firm against losses due to the death of a key employee

insurance on an owner of a business that will supply enough money for a partner to buy his share of the busines on death

an insurance that protects companies during the period necessary to restore property damaged by an insured peril. Coverage pays for lost income and other expenses related to recovery

insurance that protects a firm against claims that its product caused bodily injury or property damage to the user

insurance that provides monetary benefits to a business that has experienced an unforeseen peril such as flood, fire, etc.

insurance that protects non-retailing businesses from abnormal bad-debt losses

insurance covering business liability to customers who might be injured on or off premises or from the product sold to them

insurance that covers business liability to customers and others who might be injured from the product sold to them

a form of risk management whereby a part of the firm's earnings is earmarked as a contingency fund for possible future losses, specifically for individual loss categories such as property, medical, or worker's compensation

insurance that provides death benefits to the survivors of the insured

life insurance that allows the insured, rather than the beneficiary, to collect the face value of the policy upon maturity or to collect that value in annual payments

life insurance that has no cash value whenever the policy expires

life insurance that gives lifetime protections to the insured person

a combination of whole insurance and term life insurance

a clause in an insurance policy under which the insured agrees to maintain insurance equal to some specified percentage of the property value or otherwise to assume a portion of any loss

insurance policy provision that makes the insurer liable only for losses in excess of the stated deductible

all efforts designed to preserve assets and earning power associated with a business